When a person checks out, you know who is paying. When an agent checks out for them, that question gets harder. Was the purchase approved, what was the agent allowed to spend and who is liable if something goes wrong?
New payment standards answer those questions. Signed mandates record what the shopper approved, and delegated card tokens let an agent pay without ever holding the real card details. We connect them to your store and your processor so agent payments are as safe as any other.
What we set up
- Payment mandates. Support for signed proof of what the shopper authorized, such as the Agent Payments Protocol (AP2).
- Delegated tokens. Card network programs that give agents scoped, revocable payment credentials.
- Processor configuration. Your payment provider set up to accept and flag agent transactions.
- Fraud and limits. Rules for spend limits, product eligibility and review of unusual agent orders.
- Dispute evidence. The records you need if an agent purchase is challenged.
How it fits together
Payments sit underneath agentic checkout. We work with your existing provider, such as Adyen or the payments built into Shopify Plus, rather than adding another one. The goal is fewer surprises for your finance team, not more.
For the trust and liability questions in more depth, read when an AI agent buys from your store, who do you trust?
